Ozarks Real Estate Group "Work with someone you can trust"
Buying a home involves getting a mortgage for most people. It can be an intimidating process giving rise to many concerns and questions such as “How much house can I afford?”
It is very useful to get pre-approved for a home loan before you start looking to help you determine which price range you fall into.
When buying a house, it is very important that you know your credit score and do anything you can to improve it, as it will affect not only your ability to qualify for a mortgage, but also your interest rate. By presenting a pre-qualified letter from your lending institution, you greatly improve your bargaining power when negotiating the price of the property.
If you need help in obtaining a prequalification letter don't hesitate to call us at Ozarks Real Estate group. We will be happy to help guide you to a local bank in the area if we are not able to answer your questions.
For your convenience, here are some of the local banks in our beautiful area:
Bank of Bolivar 417-777-6500
Bank of Urbana 417-745-4242
O'Bannon Bank 417-345-2251
Farmers State Bank 417-282-5660
US Bank 417-745-6401
Hawthorn Bank 417- 334-6474
410 Highway 54, Hermitage, Missouri, 65668
Tel: 417-745-2045 / Fax: 417-745-2046